New: eligible 6lock transactions are now insured up to $1M per occurrence, placed in the Lloyd's of London market. Learn more
The platform

A secure transaction layer
that works with every bank.

6lock replaces risky manual double‑checks with a closed loop that engineers risk out of capital events. No developers, no IT project. Set up and move money within one day.

6lock transaction layer showing a verified LP distribution
How 6lock works

Invite. Verify.
Fund. Reconcile.

Money only moves between identity‑verified parties who maintain valid banking details, with no fraud exposure in between.

STEP 01

Invite

GPs or fund administrators invite LPs, co‑investors and service providers into your 6lock Secured environment. Invitation is the last time anyone reaches out manually for payment information.

STEP 02

Verify

Every participant is background checked, attested and continuously monitored. Preferred banking details are connected and validated by the LP directly on the platform.

STEP 03

Fund

Capital calls, distributions and wires execute with real‑time visibility and transaction‑level confirmation at every stage. Approve from desktop or mobile.

STEP 04

Reconcile

Every transaction generates an immutable, audit‑ready record. When an LP or regulator asks for proof, you have it immediately.

What disappears

The four no mores.

01

No more risk of human error, fraud loss or delays

02

No more callbacks to confirm banking details

03

No more emailing wire instructions as attachments

04

No more handling sensitive LP data

Use cases

Purpose‑built for every
private equity transaction.

Capital calls

Raise faster.

Stop chasing Limited Partners and automate reconciliation for instant compliance.

Deals

Close cleaner.

Skip delays and manual double‑checks at deal time, with zero exchange of banking details.

Distributions

Protect IRR.

Return earnings with complete confidence you're paying the right people.

Vendor payments

Stop spoofed invoices.

Protect accounts payable with identity‑verified vendors.

Optimized rails

See funds leave and land.

6lock supports every major Federal Reserve rail and picks the right one for each transaction, with live status from release to receipt.

Wire

Fedwire

Same‑day, high‑value settlement for calls and distributions.

ACH

ACH & Same‑day ACH

Cost‑efficient batches for recurring and vendor payments.

Instant

FedNow & RTP

Real‑time payments with immediate confirmation.

Before vs. after

80% less manual work. Fraud engineered out of the process.

Your team gets a secure system of record. Your LPs get timely notifications that let them act from anywhere.

“It's such a relief to have money movement risk off our shoulders.”

Amie HenryPartner & COO, Ladera Capital Partners
FAQs

Questions, answered.

Does 6lock store our LPs' banking information or PII?

LPs maintain their own verified banking details within the platform. Sensitive PII is never collected into documents, exchanged over email, or handled by fund staff. Data within the platform is encrypted and access‑controlled under SOC 2 Type II audited controls.

How does 6lock verify identity?

Every participant submits a government‑issued ID and a biometric selfie match through an integrated identity verification partner. Verified identities are then routed for human approval before the account can transact. KYC/KYB and OFAC screening run automatically throughout the relationship.

What payment rails does 6lock use?

All major rails offered by the Federal Reserve: wire, ACH, same‑day ACH, FedNow and RTP. The appropriate rail is selected per transaction and use case.

How does 6lock work with our fund administrator?

6lock is built to work alongside fund administrators, and several of its earliest deployments run through fund administrator workflows. It reduces verification workload, automates reconciliation reporting, and gives administrators the same verified, real‑time view that GPs and LPs receive.

Can a single person move money on 6lock?

No. Separation of duties is enforced by the system. Multi‑party approval is required on every capital event, and no individual can both authorize and execute a transaction.

Can wire instructions be changed?

Banking details can be updated only by the verified account holder, inside the platform, with every change logged and re‑screened. Instructions can't be altered in transit because they never leave the platform.

How long does setup take?

6lock works with virtually any bank and requires no development time. Most firms are set up and moving money within one day.

Live before your
next capital event.